Risk Disclosure Statement

1. General Investment Risk

All forms of investment carry risk. The value of investments can fall as well as rise, and you may receive back less than you originally invested. There is no assurance that any investment strategy will be successful over any period of time. Returns achieved in prior periods do not guarantee similar results in future periods, as market conditions, economic environments, and other factors are subject to change.

2. Market Risk

Market risk refers to the risk that the value of an investment will decrease due to changes in market factors such as:

• Price Risk: The risk that the price of an asset moves adversely to the position held.
• Interest Rate Risk: Changes in interest rates affect bond prices, equity valuations, and the relative attractiveness of different asset classes.
• Equity Risk: Stock prices can be highly volatile and may decline significantly in response to company-specific news, sector trends, or broad market corrections.
• Economic Risk: Recessions, economic slowdowns, inflation, and changes in fiscal or monetary policy can materially affect investment returns.

3. Liquidity Risk

Liquidity risk is the risk that an investment cannot be quickly converted to cash at or near its fair market value. Some of the assets held within managed portfolios may have limited trading liquidity, particularly during periods of market stress, which could prevent timely execution at expected prices.

Additionally, funds committed to an active WealthBridge Markets investment plan are not accessible for withdrawal until plan maturity. This creates a liquidity constraint that investors must consider when determining the appropriate amount to invest.

4. Currency Risk

Investments in international equities, ETFs, or commodities denominated in foreign currencies are subject to currency exchange rate risk. Fluctuations in exchange rates between your base currency and the currency in which an investment is denominated can increase or decrease the value of your investment independent of the asset's performance in its local market.

5. Leverage & Derivatives Risk

Certain commodities and equity positions may involve the use of futures contracts, options, or other derivative instruments. Derivatives can involve a high degree of risk — small movements in the price of the underlying asset can produce large gains or losses. The use of leverage amplifies both potential returns and potential losses. In some circumstances, losses can exceed the initial amount invested in a derivative position.

6. Commodities-Specific Risk

Commodities markets are subject to unique risk factors that can cause significant price volatility, including:

• Supply and demand imbalances driven by weather, geopolitical events, or production decisions
• OPEC production decisions affecting energy markets
• Government export restrictions or tariff changes on agricultural commodities
• Storage costs and roll costs associated with futures-based commodity exposure
• Seasonal patterns that can create short-term volatility in agricultural markets

7. Equity-Specific Risk

Individual stock investments carry risk that is distinct from broad market risk, including:

• Company Risk: Adverse earnings reports, management changes, litigation, or industry disruption can cause an individual stock to decline sharply even in a rising market.
• Sector Concentration Risk: Portfolios concentrated in specific sectors (e.g., technology, healthcare) may experience amplified volatility if that sector experiences headwinds.
• Earnings Risk: Stocks can be extremely sensitive to quarterly earnings reports and forward guidance, leading to sharp and sudden price movements.

8. Regulatory Risk

Changes in laws, regulations, tax treatment, or government policy — both in the United States and internationally — could adversely affect investment returns. This includes changes in financial market regulations, capital gains tax rules, foreign investment restrictions, or the regulatory status of specific asset classes.

9. Technology Risk

Our platform is dependent on technology infrastructure, including servers, internet connectivity, and third-party services. While we maintain robust systems and backup procedures, technology failures, cyberattacks, or system outages could temporarily prevent access to the Platform or delay transaction processing. We take extensive security measures to mitigate these risks, but no system is entirely immune to failure.

10. No Guarantee of Returns

The ROI percentages displayed on our website and investment plans represent historical performance targets based on our track record. These figures are not guaranteed and should not be interpreted as a promise of future returns. Market conditions can and do change in ways that may prevent us from achieving historically observed return rates.

In extreme and unforeseen market circumstances (e.g., a global financial crisis, pandemic market shock, or systemic market failure), returns may be lower than stated, and in exceptional cases, a portion of invested capital may be at risk. Our risk management framework is designed to minimise but cannot eliminate this possibility.

11. Suitability & Independent Advice

Investment in financial markets may not be suitable for everyone. You should only invest if you:

• Understand the nature of the investments and the risks involved
• Are financially able to sustain a potential loss of all invested capital
• Have considered your investment horizon and liquidity needs
• Have taken independent financial, legal, and tax advice where appropriate

WealthBridge Markets does not provide personalised financial advice. Nothing on our website or Platform constitutes a personal recommendation. If you are unsure whether our services are appropriate for your circumstances, please consult a qualified, independent financial adviser before investing.